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You want to become a consumer credit lender?

Downloadable Documents

Consumer credit lending means entering into regulated credit agreements with customers who take on the personal debt to purchase goods and/or services. While this guide is aimed at firms (excluding Credit Unions) wishing to become consumer credit lenders, there are other consumer finance-related activities for which firms would need regulatory approval – either as lenders or brokers. Anyone that wants to provide consumer credit, must be directly authorised by the Financial Conduct Authority (FCA).